Small Business Insurance

Just about any type of small business could benefit from insurance. At CVU Advisors, our commitment to the community means we want to see local businesses thriving and their owners focused on their products and services instead of worrying about the "what ifs". 

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Some of the businesses we serve:

• Yoga studios

• Restaurants

• Self-employed professionals

• Architects and designers

• Developers

• Artisan contractors

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Common small business insurance services we can provide include:​

• General liability insurance covers bodily injury and property damage caused by your company, by both people and products

• Worker’s Compensation insurance covers injuries to your employees while on the job

• Disability insurance provides income to your employees if they are unable to work.

• Errors and omissions protects against claims for problems with your product or service that result in a financial loss

• Business Owner's Policy (BOP) combines protection for all major property and liability risks in one package. This type of policy assembles the basic coverages required by a business owner in one bundle

• Cyber liability insurance covers loss or theft of data

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We can also provide additional services that may be needed depending on the business:​

• Property and building insurance

• Product liability

• Umbrella/excess

• Business property and office equipment

• Building cover and systems breakdown

• Identity recovery

• Business income and extra expense (“actual loss sustained” basis)

• Commercial Auto Insurance

• Employment practices liability

• Umbrella and Excess Liability

• Crime and bonds

• Fiduciary liability

• Pollution liability

• Trade credit

• International coverage